PERSONAL CHECKING
At GSL Savings Bank we understand everyone has unique financial needs. That’s why we offer a variety of checking accounts, each with its own benefits to fit your lifestyle. Plus, every customer receives the benefit of FDIC insurance at GSL. Check out the fully FDIC-insured products below to determine which account is right for you.

FREE Checking

This Free Checking account is perfect for anyone who wants no frills and prefers to select only the extra features he or she needs.

  • FREE Master Card debit card
  • FREE online banking and phone account access 24 hours a day, 7 days a week
  • FREE mobile banking
  • FREE eStatements are available
  • Unlimited check writing
  • A minimum of $50.00 is required to open this account. There is no minimum balance required to maintain this account.
  • No monthly service charge
  • A Dormant Fee of $5.00 will be charged if there’s no activity on the account for 6 months
  • First 40 checks are FREE

Basic Checking

A GSL Basic Checking account is a good option if you do not maintain a high balance and conduct only a small number of transactions every month.

  • FREE Master Card debit card
  • FREE online banking and phone account access 24 hours a day, 7 days a week
  • FREE mobile & text banking
  • FREE eStatements
  • Unlimited check writing
  • A minimum of $50.00 is required to open this account. There is no minimum balance required to maintain this account.
  • A monthly service charge of $3.00 if the balance falls below $50.00
  • A $ .15 per check charge
  • A Dormant Fee of $5.00 will be charged if there’s no activity on the account for 6 months
  • First 40 checks are FREE

Classic Checking

With the Classic Checking account, you can enjoy the benefits of GSL’s personal service without the need to maintain a high monthly balance to avoid monthly fees.

  • FREE Master Card debit card
  • FREE online banking and phone account access 24 hours a day, 7 days a week
  • FREE mobile & text banking
  • FREE eStatements
  • Unlimited check writing
  • A minimum of $100.00 is required to open this account. There is no minimum balance required to maintain this account.
  • A monthly service charge of $10.00 if the balance falls below $500.00
  • No per check charge
  • A Dormant Fee of $5.00 will be charged if there’s no activity on the account for 6 months
  • Non interest-bearing checking account
  • First 40 checks are FREE

Premier Checking

Consider this Premier Checking account if you want to earn competitive rates for higher balances with the flexibility to withdraw funds at any time.

  • FREE Master Card debit card
  • FREE online banking and phone account access 24 hours a day, 7 days a week
  • FREE mobile & text banking
  • FREE eStatements
  • Unlimited check writing
  • A minimum of $10,000.00 is required to open this account. There is no minimum balance required to maintain this account.
  • A monthly service charge of $15.00 if the balance falls below $10,000.00
  • No per check charge
  • A Dormant Fee of $5.00 will be charged if there’s no activity on the account for 6 months
  • Competitive interest rates on balances over $10,000.00
  • Complimentary free checks

Compare Our Offerings

  FREE CHECKING BASIC CHECKING CLASSIC CHECKING PREMIER CHECKING
Minimum to Open $50.00 $50.00 $100.00 $10,000.00
Monthly Service Fee NONE $3.00 if balance falls below $50.00 $10.00 if balance falls below $500.00 $15.00 if balance falls below $10,000.00
Interest NONE Interest paid on daily balance Interest paid on daily balance Interest paid on daily balance
Complimentary YES YES YES YES
Monthly Statement E‑Statement or Paper Statement available E‑Statement or Paper Statement available E‑Statement or Paper Statement available E‑Statement or Paper Statement available
Check Writing Unlimited Unlimited Unlimited Unlimited
Debit Card YES YES YES YES
Online Banking, Bill Pay, Mobile Banking & E‑Statements YES YES YES YES

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