Tasas de préstamo
Efectivo: 16 de abril de 2024
Tarifas sujetas a cambios sin previo aviso.
La oferta de crédito está sujeta a la aprobación del crédito.
Disponible solo para residentes de Nueva Jersey.
Para obtener más información, llame al (201) 869-9300 para hablar con un especialista en préstamos residenciales.
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[Loans] => Array
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[id] => 2
[app_company_property_id] => 165
[app_loan_category_id] => 1
[last_modified_date_display] => 2019-05-10
[status] => ON
[modified_by] => 4
[modified] => 2019-05-10 16:06:36
[created_by] => 4
[created] => 2019-05-10 16:06:36
[loan_type] => 10 Year - 120 Months
[interest_rate] => 6.375
[apr] => 6.543
[points] => 0
[payment_per_thousand] => 11.29
[description] => Fixed Rate, Owner Occupied, No Points
)
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[1] => Array
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[Loans] => Array
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[id] => 3
[app_company_property_id] => 165
[app_loan_category_id] => 2
[last_modified_date_display] => 2019-05-10
[status] => ON
[modified_by] => 4
[modified] => 2019-05-10 16:07:15
[created_by] => 4
[created] => 2019-05-10 16:07:15
[loan_type] => 10 Year - 120 Months
[interest_rate] => 7.375
[apr] => 7.547
[points] => 0
[payment_per_thousand] => 11.8
[description] => Fixed Rate, Investment Property, No Points
)
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[Loans] => Array
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[id] => 4
[app_company_property_id] => 165
[app_loan_category_id] => 3
[last_modified_date_display] => 2019-05-10
[status] => ON
[modified_by] => 4
[modified] => 2019-05-10 16:07:44
[created_by] => 4
[created] => 2019-05-10 16:07:44
[loan_type] => 1/1/30 ARM***
[interest_rate] => 0
[apr] => 0
[points] => 0
[payment_per_thousand] => 0
[description] => Adjustable Rate, Owner Occupied, No Points
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[Loans] => Array
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[id] => 5
[app_company_property_id] => 165
[app_loan_category_id] => 4
[last_modified_date_display] => 2019-05-10
[status] => ON
[modified_by] => 4
[modified] => 2019-05-10 16:08:07
[created_by] => 4
[created] => 2019-05-10 16:08:07
[loan_type] => Fixed H/E
[interest_rate] => 7.75
[apr] => 7.851
[points] => 0
[payment_per_thousand] => 8.21
[description] => Fixed Rate Home Equity Loan
)
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[4] => Array
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[Loans] => Array
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[id] => 6
[app_company_property_id] => 165
[app_loan_category_id] => 1
[last_modified_date_display] => 2019-05-10
[status] => ON
[modified_by] => 4
[modified] => 2019-05-10 22:32:55
[created_by] => 4
[created] => 2019-05-10 22:32:55
[loan_type] => 15 Year - 180 Months
[interest_rate] => 6.5
[apr] => 6.62
[points] => 0
[payment_per_thousand] => 8.71
[description] => Fixed Rate, Owner Occupied, No Points
)
)
[5] => Array
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[Loans] => Array
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[id] => 7
[app_company_property_id] => 165
[app_loan_category_id] => 1
[last_modified_date_display] => 2019-05-10
[status] => ON
[modified_by] => 4
[modified] => 2019-05-10 22:33:29
[created_by] => 4
[created] => 2019-05-10 22:33:29
[loan_type] => 20 Year - 240 Months
[interest_rate] => 6.75
[apr] => 6.847
[points] => 0
[payment_per_thousand] => 7.6
[description] => Fixed Rate, Owner Occupied, No Points
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[6] => Array
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[Loans] => Array
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[id] => 8
[app_company_property_id] => 165
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[last_modified_date_display] => 2019-05-10
[status] => ON
[modified_by] => 4
[modified] => 2019-05-10 22:34:18
[created_by] => 4
[created] => 2019-05-10 22:34:18
[loan_type] => 30 Year - 360 Months
[interest_rate] => 6.875
[apr] => 6.949
[points] => 0
[payment_per_thousand] => 6.57
[description] => Fixed Rate, Owner Occupied, No Points
)
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[7] => Array
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[id] => 10
[app_company_property_id] => 165
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[last_modified_date_display] => 2019-05-10
[status] => ON
[modified_by] => 4
[modified] => 2019-05-10 22:35:53
[created_by] => 4
[created] => 2019-05-10 22:35:53
[loan_type] => 15 Year - 180 Months
[interest_rate] => 7.5
[apr] => 7.623
[points] => 0
[payment_per_thousand] => 9.27
[description] => Fixed Rate, Investment Property, No Points
)
)
[8] => Array
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[Loans] => Array
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[id] => 11
[app_company_property_id] => 165
[app_loan_category_id] => 2
[last_modified_date_display] => 2019-05-10
[status] => ON
[modified_by] => 4
[modified] => 2019-05-10 22:36:17
[created_by] => 4
[created] => 2019-05-10 22:36:17
[loan_type] => 20 Year - 240 Months
[interest_rate] => 7.75
[apr] => 7.851
[points] => 0
[payment_per_thousand] => 8.21
[description] => Fixed Rate, Investment Property, No Points
)
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[9] => Array
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[Loans] => Array
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[id] => 13
[app_company_property_id] => 165
[app_loan_category_id] => 3
[last_modified_date_display] => 2019-05-10
[status] => ON
[modified_by] => 4
[modified] => 2019-05-10 22:37:39
[created_by] => 4
[created] => 2019-05-10 22:37:39
[loan_type] => 3/3/30 ARM***
[interest_rate] => 0
[apr] => 0
[points] => 0
[payment_per_thousand] => 0
[description] => Adjustable Rate, Owner Occupied, No Points
)
)
[10] => Array
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[Loans] => Array
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[id] => 14
[app_company_property_id] => 165
[app_loan_category_id] => 3
[last_modified_date_display] => 2019-05-10
[status] => ON
[modified_by] => 4
[modified] => 2019-05-10 22:37:59
[created_by] => 4
[created] => 2019-05-10 22:37:59
[loan_type] => 5/5/30 ARM***
[interest_rate] => 0
[apr] => 0
[points] => 0
[payment_per_thousand] => 0
[description] => Adjustable Rate, Owner Occupied, No Points
)
)
[11] => Array
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[Loans] => Array
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[id] => 15
[app_company_property_id] => 165
[app_loan_category_id] => 4
[last_modified_date_display] => 2019-05-10
[status] => ON
[modified_by] => 4
[modified] => 2019-05-10 22:39:02
[created_by] => 4
[created] => 2019-05-10 22:39:02
[loan_type] => HELOC**
[interest_rate] => 8.5
[apr] => 8.619
[points] => 0
[payment_per_thousand] => 9.85
[description] => Home Equity Line of Credit***
)
)
[12] => Array
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[Loans] => Array
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[id] => 16
[app_company_property_id] => 165
[app_loan_category_id] => 4
[last_modified_date_display] => 2022-04-27
[status] => ON
[modified_by] => 12
[modified] => 2022-04-27 10:59:33
[created_by] => 12
[created] => 2022-04-27 10:59:33
[loan_type] => HELOC Invest**
[interest_rate] => 8.75
[apr] => 8.87
[points] => 0
[payment_per_thousand] => 9.99
[description] => HELOC Invest**
)
)
)
|
PRÉSTAMOS HIPOTECARIOS A TIPO FIJO - OCUPADO POR EL PROPIETARIO |
| ID |
TIPO DE PRÉSTAMO | TASA DE INTERÉS |
APR* |
Puntos | PAGO MENSUAL POR $1,000 | DESCRIPCIÓN |
|
2 |
10 Año - 120 Months |
6.375%
|
6.543%
|
0%
|
$11.29 |
Tarifa fija, dueño ocupado, sin puntos |
|
6 |
15 Año - 180 Months |
6.500%
|
6.620%
|
0%
|
$8.71 |
Tarifa fija, dueño ocupado, sin puntos |
|
7 |
20 Año - 240 Months |
6.750%
|
6.847%
|
0%
|
$7.60 |
Tarifa fija, dueño ocupado, sin puntos |
|
8 |
30 Año - 360 Months |
6.875%
|
6.949%
|
0%
|
$6.57 |
Tarifa fija, dueño ocupado, sin puntos |
* Tasa de porcentaje anual
**El monto del pago no incluye impuestos y seguros. Su obligación de pago mensual será mayor.
|
Fixed Rate Mortgage Loans - Investment Property |
| ID |
TIPO DE PRÉSTAMO | TASA DE INTERÉS |
APR* |
Puntos | PAGO MENSUAL POR $1,000 | DESCRIPCIÓN |
|
3 |
10 Año - 120 Months |
7.375%
|
7.547%
|
0%
|
$11.80 |
Tasa fija, propiedad de inversión, sin puntos |
|
10 |
15 Año - 180 Months |
7.500%
|
7.623%
|
0%
|
$9.27 |
Tasa fija, propiedad de inversión, sin puntos |
|
11 |
20 Año - 240 Months |
7.750%
|
7.851%
|
0%
|
$8.21 |
Tasa fija, propiedad de inversión, sin puntos |
* Tasa de porcentaje anual
** El monto del pago no incluye impuestos y seguros. Su obligación de pago mensual será mayor.
5 - 6 Tarifas familiares también están disponibles. Por favor llame a nuestro Departamento Hipotecario para más detalles.
Todas las tasas de interés están sujetas a cambios sin previo aviso.
Los préstamos de tasa ajustable también están disponibles en GSL Savings Bank solo para préstamos comerciales.
Comuníquese al 201-869-9300 para obtener más información.
Tarifa de solicitud: 1 familia $500.00, 2-4 familias $750.00, 5-6 familias $500.00 más tarifa de tasación
La tarifa de solicitud cubre la búsqueda de inundaciones, el informe de crédito y la tasación - Tasa bloqueada 60 días a partir de la fecha de la solicitud
LTV máximo ocupado por el propietario: 80% hasta $1,000,00.00
Préstamos de más de $500,000.00 - hasta $1,000,000.00 son Préstamos JUMBO - AGREGAR .50% a las tasas cotizadas arriba.
Los pagos iniciales de menos del 20 % requieren PMI (90 % LTV máx.), lo que resulta en pagos y APR más altos.
|
Fixed Rate Home Equity Loans & Home Equity Lines of Credit |
| ID |
TIPO DE PRÉSTAMO | TASA DE INTERÉS |
APR* |
Puntos | PAGO MENSUAL POR $1,000 | DESCRIPCIÓN |
|
5 |
Fixed H/E |
7.750%
|
7.851%
|
0%
|
$8.21 |
Fixed Rate Home Equity Loan |
|
15 |
HELOC** |
8.500%
|
8.619%
|
0%
|
$9.85 |
Home Equity Line of Credit*** |
|
16 |
HELOC Invest** |
8.750%
|
8.870%
|
0%
|
$9.99 |
HELOC Invest** |
* Tasa de porcentaje anual
** La tasa es igual a la tasa preferencial publicada en el Wall Street Journal el primer día hábil del mes y se ajusta mensualmente a medida que cambia la tasa preferencial.
La tasa de piso es igual a la tasa en el momento del cierre con una tasa máxima del 10%.
*** El pago mínimo mensual de capital es de $100.00 más cargos financieros
** La tasa de inversión de HELOC es igual a la tasa preferencial + 0,25 % según se publica en el Wall Street Journal el primer día hábil del mes y se ajusta mensualmente a medida que cambia la tasa preferencial
Todas las tasas de interés están sujetas a cambios sin previo aviso.
Monto Máximo del Préstamo $350,000.00
