Current Rates as of September 18, 2018
Loan Type Term Down APR* Interest Rate Monthly Payment Per $1,000.00
Fixed Rate Mortgage 30 Years 20% 4.785% 4.750% $5.22
Fixed Rate Mortgage 20 Years 20% 4.547% 4.500% $6.33
Fixed Rate Mortgage 15 Years 20% 4.059% 4.000% $7.40
Fixed Rate Mortgage 10 Years 20% 3.960% 3.875% $10.07
REQUIRES PRIVATE MORTGAGE INSURANCE (PMI) 30 Years 10% 5.374% 5.000% $5.37
1 Year ARM 1/30 20% 4.881% 2.625% $4.02
3 Year ARM 3/30 20% 4.865% 3.250% $4.35
5 Year ARM 5/30 20% 4.897% 4.000% $4.77
Fixed Home Equity 15 Years 75% Total LTV 5.00% 5.00% $7.91
Equity Line Variable 15 Years 75% Total LTV 5.00% 5.00% $7.91
3 Month Fixed APY 0.15%
Interest Rate 0.15%
6 Month Fixed APY 0.35%
Interest Rate 0.35%
7 Month Fixed APY 0.66%
Interest Rate 0.65%
9 Month Fixed APY 0.66%
Interest Rate 0.65%
12 Month Fixed APY 0.92%
Interest Rate 0.90%
15 Month Fixed APY 1.02%
Interest Rate 1.00%
18 Month Fixed APY 1.38%
Interest Rate 1.35%
24 Month Fixed APY 1.58%
Interest Rate 1.55%
30 Month Fixed APY 1.74%
Interest Rate 1.70%
60 Month Fixed APY 1.84%
Interest Rate 1.80%
Individual Retirement Accounts
6 Month Fixed APY 0.35%
Interest Rate 0.35%
12 Month Fixed APY 0.92%
Interest Rate 0.90%
18 Month Fixed APY 1.38%
Interest Rate 1.35%
24 Month Fixed APY 1.58%
Interest Rate 1.55%
30 Month Fixed APY 1.74%
Interest Rate 1.70%
18 Month Variable APY 1.63%
Interest Rate 1.60%
**Savings Account ** APY 0.15%
Interest Rate 0.15%
IRA Savings Account --- APY 0.15%
Interest Rate 0.15%
Rent Security APY 0.15%
Interest Rate 0.15%
Holiday Club APY 0.25%
Interest Rate 0.25%
Super Money Market Account $100-$1499.99 APY 0.15%
Interest Rate 0.15%
Super Money Market Account $1500 and Above APY 0.25%
Interest Rate 0.25%
Now Checking Accounts APY* 0.10%
Interest Rate 0.10%

Fixed Rate Mortgage

30 Years
20%
4.785%
4.750%
$5.22

Fixed Rate Mortgage

20 Years
20%
4.547%
4.500%
$6.33

Fixed Rate Mortgage

15 Years
20%
4.059%
4.000%
$7.40

Fixed Rate Mortgage

10 Years
20%
3.960%
3.875%
$10.07

REQUIRES PRIVATE MORTGAGE INSURANCE (PMI)

30 Years
10%
5.374%
5.000%
$5.37

1 Year ARM

1/30
20%
4.881%
2.625%
$4.02

3 Year ARM

3/30
20%
4.865%
3.250%
$4.35

5 Year ARM

5/30
20%
4.897%
4.000%
$4.77

Fixed Home Equity

15 Years
75% Total LTV
5.00%
5.00%
$7.91

Equity Line Variable

15 Years
75% Total LTV
5.00%
5.00%
$7.91


Certificate of Deposit

3 Month Fixed

APY
0.15%
Interest Rate
0.15%

6 Month Fixed

APY
0.20%
Interest Rate
0.20%

7 Month Fixed

APY
0.25%
Interest Rate
0.25%

9 Month Fixed

APY
0.25%
Interest Rate
0.25%

12 Month Fixed

APY
0.46%
Interest Rate
0.45%

15 Month Fixed

APY
0.92%
Interest Rate
0.90%

18 Month Fixed

APY
0.97%
Interest Rate
0.95%

24 Month Fixed

APY
1.02%
Interest Rate
1.00%

30 Month Fixed

APY
1.07%
Interest Rate
1.05%

60 Month Fixed

APY
1.53%
Interest Rate
1.50%

Individual Retirement Accounts

6 Month Fixed

APY
0.20%
Interest Rate
0.20%

12 Month Fixed

APY
0.46%
Interest Rate
0.45%

18 Month Fixed

APY
0.97%
Interest Rate
0.95%

24 Month Fixed

APY
1.02%
Interest Rate
1.00%

30 Month Fixed

APY
1.07%
Interest Rate
1.05%

18 Month Variable

APY
1.22%
Interest Rate
1.20%

Savings, IRA Savings, Rent Security and Club Accounts

**Savings Account

APY
0.15%
Interest Rate
0.15%

IRA Savings Account

APY
0.15%
Interest Rate
0.15%

Rent Security

APY
0.15%
Interest Rate
0.15%

Holiday Club

APY
0.25%
Interest Rate
0.25%

Checking and Super Money Market Accounts

Super Money Market Account $100-$1499.99

APY
0.15%
Interest Rate
0.15%

Super Money Market Account $1500 and Above

APY
0.25%
Interest Rate
0.25%

Now Checking Accounts

APY*
0.10%
Interest Rate
0.10%