Current Rates as of April 23, 2019
Loan Type Term Down APR* Interest Rate Monthly Payment Per $1,000.00
Fixed Rate Mortgage 30 Years 20% 4.284% 4.250% $4.92
Fixed Rate Mortgage 20 Years 20% 4.046% 4.000% $6.06
Fixed Rate Mortgage 15 Years 20% 3.809% 3.750% $7.27
Fixed Rate Mortgage 10 Years 20% 3.710% 3.625% $9.95
REQUIRES PRIVATE MORTGAGE INSURANCE (PMI) 30 Years 10% 4.866% 4.500% $5.07
1 Year ARM 1/30 20% 4.801% 2.875% $4.15
3 Year ARM 3/30 20% 4.527% 3.250% $4.35
5 Year ARM 5/30 20% 4.598% 4.000% $4.77
Fixed Home Equity 15 Years 75% Total LTV 5.50% 5.50% $8.04
Equity Line Variable 15 Years 75% Total LTV 5.50% 5.50%
3 Month Fixed APY 0.15%
Interest Rate 0.15%
6 Month Fixed APY 0.35%
Interest Rate 0.35%
7 Month Fixed APY 0.76%
Interest Rate 0.75%
9 Month Fixed APY 0.76%
Interest Rate 0.75%
12 Month Fixed APY 1.17%
Interest Rate 1.15%
15 Month Fixed APY 1.22%
Interest Rate 1.20%
18 Month Fixed APY 1.38%
Interest Rate 1.35%
24 Month Fixed APY 1.63%
Interest Rate 1.60%
30 Month Fixed APY 1.79%
Interest Rate 1.75%
60 Month Fixed APY 1.84%
Interest Rate 1.80%
Individual Retirement Accounts
6 Month Fixed APY 0.35%
Interest Rate 0.35%
12 Month Fixed APY 1.17%
Interest Rate 1.15%
18 Month Fixed APY 1.38%
Interest Rate 1.35%
24 Month Fixed APY 1.63%
Interest Rate 1.60%
30 Month Fixed APY 1.79%
Interest Rate 1.75%
18 Month Variable APY 1.63%
Interest Rate 1.60%
**Savings Account ** APY 0.15%
Interest Rate 0.15%
IRA Savings Account --- APY 0.15%
Interest Rate 0.15%
Rent Security APY 0.15%
Interest Rate 0.15%
Holiday Club APY 0.25%
Interest Rate 0.25%
Super Money Market Account $100-$1499.99 APY 0.15%
Interest Rate 0.15%
Super Money Market Account $1500 and Above APY 0.25%
Interest Rate 0.25%
Now Checking Accounts APY* 0.10%
Interest Rate 0.10%

Fixed Rate Mortgage

30 Years
20%
4.284%
4.250%
$4.92

Fixed Rate Mortgage

20 Years
20%
4.046%
4.000%
$6.06

Fixed Rate Mortgage

15 Years
20%
3.809%
3.750%
$7.27

Fixed Rate Mortgage

10 Years
20%
3.710%
3.625%
$9.95

REQUIRES PRIVATE MORTGAGE INSURANCE (PMI)

30 Years
10%
4.866%
4.500%
$5.07

1 Year ARM

1/30
20%
4.801%
2.875%
$4.15

3 Year ARM

3/30
20%
4.527%
3.250%
$4.35

5 Year ARM

5/30
20%
4.598%
4.000%
$4.77

Fixed Home Equity

15 Years
75% Total LTV
5.50%
5.50%
$8.04

Equity Line Variable

15 Years
75% Total LTV
5.50%
5.50%


Certificate of Deposit

3 Month Fixed

APY
0.15%
Interest Rate
0.15%

6 Month Fixed

APY
0.20%
Interest Rate
0.20%

7 Month Fixed

APY
0.25%
Interest Rate
0.25%

9 Month Fixed

APY
0.25%
Interest Rate
0.25%

12 Month Fixed

APY
0.46%
Interest Rate
0.45%

15 Month Fixed

APY
0.92%
Interest Rate
0.90%

18 Month Fixed

APY
0.97%
Interest Rate
0.95%

24 Month Fixed

APY
1.02%
Interest Rate
1.00%

30 Month Fixed

APY
1.07%
Interest Rate
1.05%

60 Month Fixed

APY
1.53%
Interest Rate
1.50%

Individual Retirement Accounts

6 Month Fixed

APY
0.20%
Interest Rate
0.20%

12 Month Fixed

APY
0.46%
Interest Rate
0.45%

18 Month Fixed

APY
0.97%
Interest Rate
0.95%

24 Month Fixed

APY
1.02%
Interest Rate
1.00%

30 Month Fixed

APY
1.07%
Interest Rate
1.05%

18 Month Variable

APY
1.22%
Interest Rate
1.20%

Savings, IRA Savings, Rent Security and Club Accounts

**Savings Account

APY
0.15%
Interest Rate
0.15%

IRA Savings Account

APY
0.15%
Interest Rate
0.15%

Rent Security

APY
0.15%
Interest Rate
0.15%

Holiday Club

APY
0.25%
Interest Rate
0.25%

Checking and Super Money Market Accounts

Super Money Market Account $100-$1499.99

APY
0.15%
Interest Rate
0.15%

Super Money Market Account $1500 and Above

APY
0.25%
Interest Rate
0.25%

Now Checking Accounts

APY*
0.10%
Interest Rate
0.10%