Current Rates as of November 13, 2018
Loan Type Term Down APR* Interest Rate Monthly Payment Per $1,000.00
Fixed Rate Mortgage 30 Years 20% 4.910% 4.875% $5.29
Fixed Rate Mortgage 20 Years 20% 4.672% 4.625% $6.39
Fixed Rate Mortgage 15 Years 20% 4.309% 4.250% $7.52
Fixed Rate Mortgage 10 Years 20% 4.085% 4.000% $10.12
REQUIRES PRIVATE MORTGAGE INSURANCE (PMI) 30 Years 10% 5.502% 5.125% $5.44
1 Year ARM 1/30 20% 4.989% 2.625% $4.02
3 Year ARM 3/30 20% 4.940% 3.250% $4.35
5 Year ARM 5/30 20% 4.959% 4.000% $4.77
Fixed Home Equity 15 Years 75% Total LTV 5.25% 5.25% $8.04
Equity Line Variable 15 Years 75% Total LTV 5.25% 5.25%
3 Month Fixed APY 0.15%
Interest Rate 0.15%
6 Month Fixed APY 0.35%
Interest Rate 0.35%
7 Month Fixed APY 0.66%
Interest Rate 0.65%
9 Month Fixed APY 0.66%
Interest Rate 0.65%
12 Month Fixed APY 1.02%
Interest Rate 1.00%
15 Month Fixed APY 1.07%
Interest Rate 1.05%
18 Month Fixed APY 1.38%
Interest Rate 1.35%
24 Month Fixed APY 1.63%
Interest Rate 1.60%
30 Month Fixed APY 1.79%
Interest Rate 1.75%
60 Month Fixed APY 1.84%
Interest Rate 1.80%
Individual Retirement Accounts
6 Month Fixed APY 0.35%
Interest Rate 0.35%
12 Month Fixed APY 1.02%
Interest Rate 1.00%
18 Month Fixed APY 1.38%
Interest Rate 1.35%
24 Month Fixed APY 1.63%
Interest Rate 1.60%
30 Month Fixed APY 1.79%
Interest Rate 1.75%
18 Month Variable APY 1.63%
Interest Rate 1.60%
**Savings Account ** APY 0.15%
Interest Rate 0.15%
IRA Savings Account --- APY 0.15%
Interest Rate 0.15%
Rent Security APY 0.15%
Interest Rate 0.15%
Holiday Club APY 0.25%
Interest Rate 0.25%
Super Money Market Account $100-$1499.99 APY 0.15%
Interest Rate 0.15%
Super Money Market Account $1500 and Above APY 0.25%
Interest Rate 0.25%
Now Checking Accounts APY* 0.10%
Interest Rate 0.10%

Fixed Rate Mortgage

30 Years
20%
4.910%
4.875%
$5.29

Fixed Rate Mortgage

20 Years
20%
4.672%
4.625%
$6.39

Fixed Rate Mortgage

15 Years
20%
4.309%
4.250%
$7.52

Fixed Rate Mortgage

10 Years
20%
4.085%
4.000%
$10.12

REQUIRES PRIVATE MORTGAGE INSURANCE (PMI)

30 Years
10%
5.502%
5.125%
$5.44

1 Year ARM

1/30
20%
4.989%
2.625%
$4.02

3 Year ARM

3/30
20%
4.940%
3.250%
$4.35

5 Year ARM

5/30
20%
4.959%
4.000%
$4.77

Fixed Home Equity

15 Years
75% Total LTV
5.25%
5.25%
$8.04

Equity Line Variable

15 Years
75% Total LTV
5.25%
5.25%


Certificate of Deposit

3 Month Fixed

APY
0.15%
Interest Rate
0.15%

6 Month Fixed

APY
0.20%
Interest Rate
0.20%

7 Month Fixed

APY
0.25%
Interest Rate
0.25%

9 Month Fixed

APY
0.25%
Interest Rate
0.25%

12 Month Fixed

APY
0.46%
Interest Rate
0.45%

15 Month Fixed

APY
0.92%
Interest Rate
0.90%

18 Month Fixed

APY
0.97%
Interest Rate
0.95%

24 Month Fixed

APY
1.02%
Interest Rate
1.00%

30 Month Fixed

APY
1.07%
Interest Rate
1.05%

60 Month Fixed

APY
1.53%
Interest Rate
1.50%

Individual Retirement Accounts

6 Month Fixed

APY
0.20%
Interest Rate
0.20%

12 Month Fixed

APY
0.46%
Interest Rate
0.45%

18 Month Fixed

APY
0.97%
Interest Rate
0.95%

24 Month Fixed

APY
1.02%
Interest Rate
1.00%

30 Month Fixed

APY
1.07%
Interest Rate
1.05%

18 Month Variable

APY
1.22%
Interest Rate
1.20%

Savings, IRA Savings, Rent Security and Club Accounts

**Savings Account

APY
0.15%
Interest Rate
0.15%

IRA Savings Account

APY
0.15%
Interest Rate
0.15%

Rent Security

APY
0.15%
Interest Rate
0.15%

Holiday Club

APY
0.25%
Interest Rate
0.25%

Checking and Super Money Market Accounts

Super Money Market Account $100-$1499.99

APY
0.15%
Interest Rate
0.15%

Super Money Market Account $1500 and Above

APY
0.25%
Interest Rate
0.25%

Now Checking Accounts

APY*
0.10%
Interest Rate
0.10%