Current Rates as of April 17, 2018
Loan Type Term Down APR* Interest Rate Monthly Payment Per $1,000.00
Fixed Rate Mortgage 30 Years 20% 4.534% 4.500% $5.07
Fixed Rate Mortgage 20 Years 20% 4.422% 4.375% $6.26
Fixed Rate Mortgage 15 Years 20% 3.934% 3.875% $7.33
Fixed Rate Mortgage 10 Years 20% 3.710% 3.625% $9.95
REQUIRES PRIVATE MORTGAGE INSURANCE (PMI) 30 Years 10% 5.120% 4.750% $5.22
1 Year ARM 1/30 20% 4.471% 2.625% $4.02
3 Year ARM 3/30 20% 4.602% 3.250% $4.35
5 Year ARM 5/30 20% 4.754% 4.000% $4.77
Fixed Home Equity 15 Years 75% Total LTV 4.75% 4.75% $7.78
Equity Line Variable 15 Years 75% Total LTV 4.50% 4.50% $7.65
3 Month Fixed APY 0.15%
Interest Rate 0.15%
6 Month Fixed APY 0.25%
Interest Rate 0.25%
7 Month Fixed APY 0.35%
Interest Rate 0.35%
9 Month Fixed APY 0.35%
Interest Rate 0.35%
12 Month Fixed APY 0.62%
Interest Rate 0.60%
15 Month Fixed APY 1.02%
Interest Rate 1.00%
18 Month Fixed APY 1.28%
Interest Rate 1.25%
24 Month Fixed APY 1.48%
Interest Rate 1.45%
30 Month Fixed APY 1.58%
Interest Rate 1.55%
60 Month Fixed APY 1.68%
Interest Rate 1.65%
Individual Retirement Accounts
6 Month Fixed APY 0.25%
Interest Rate 0.25%
12 Month Fixed APY 0.62%
Interest Rate 0.60%
18 Month Fixed APY 1.28%
Interest Rate 1.25%
24 Month Fixed APY 1.48%
Interest Rate 1.45%
30 Month Fixed APY 1.58%
Interest Rate 1.55%
18 Month Variable APY 1.53%
Interest Rate 1.50%
**Savings Account ** APY 0.15%
Interest Rate 0.15%
IRA Savings Account --- APY 0.15%
Interest Rate 0.15%
Rent Security APY 0.15%
Interest Rate 0.15%
Holiday Club APY 0.25%
Interest Rate 0.25%
Super Money Market Account $100-$1499.99 APY 0.15%
Interest Rate 0.15%
Super Money Market Account $1500 and Above APY 0.25%
Interest Rate 0.25%
Now Checking Accounts APY* 0.10%
Interest Rate 0.10%

Fixed Rate Mortgage

30 Years
20%
4.534%
4.500%
$5.07

Fixed Rate Mortgage

20 Years
20%
4.422%
4.375%
$6.26

Fixed Rate Mortgage

15 Years
20%
3.934%
3.875%
$7.33

Fixed Rate Mortgage

10 Years
20%
3.710%
3.625%
$9.95

REQUIRES PRIVATE MORTGAGE INSURANCE (PMI)

30 Years
10%
5.120%
4.750%
$5.22

1 Year ARM

1/30
20%
4.471%
2.625%
$4.02

3 Year ARM

3/30
20%
4.602%
3.250%
$4.35

5 Year ARM

5/30
20%
4.754%
4.000%
$4.77

Fixed Home Equity

15 Years
75% Total LTV
4.75%
4.75%
$7.78

Equity Line Variable

15 Years
75% Total LTV
4.50%
4.50%
$7.65


Certificate of Deposit

3 Month Fixed

APY
0.15%
Interest Rate
0.15%

6 Month Fixed

APY
0.20%
Interest Rate
0.20%

7 Month Fixed

APY
0.25%
Interest Rate
0.25%

9 Month Fixed

APY
0.25%
Interest Rate
0.25%

12 Month Fixed

APY
0.46%
Interest Rate
0.45%

15 Month Fixed

APY
0.92%
Interest Rate
0.90%

18 Month Fixed

APY
0.97%
Interest Rate
0.95%

24 Month Fixed

APY
1.02%
Interest Rate
1.00%

30 Month Fixed

APY
1.07%
Interest Rate
1.05%

60 Month Fixed

APY
1.53%
Interest Rate
1.50%

Individual Retirement Accounts

6 Month Fixed

APY
0.20%
Interest Rate
0.20%

12 Month Fixed

APY
0.46%
Interest Rate
0.45%

18 Month Fixed

APY
0.97%
Interest Rate
0.95%

24 Month Fixed

APY
1.02%
Interest Rate
1.00%

30 Month Fixed

APY
1.07%
Interest Rate
1.05%

18 Month Variable

APY
1.22%
Interest Rate
1.20%

Savings, IRA Savings, Rent Security and Club Accounts

**Savings Account

APY
0.15%
Interest Rate
0.15%

IRA Savings Account

APY
0.15%
Interest Rate
0.15%

Rent Security

APY
0.15%
Interest Rate
0.15%

Holiday Club

APY
0.25%
Interest Rate
0.25%

Checking and Super Money Market Accounts

Super Money Market Account $100-$1499.99

APY
0.15%
Interest Rate
0.15%

Super Money Market Account $1500 and Above

APY
0.25%
Interest Rate
0.25%

Now Checking Accounts

APY*
0.10%
Interest Rate
0.10%